We're proud to be your Montana bank. As a local, community bank, service is at the heart of our business. We offer a variety of personal checking accounts designed to fit you perfectly and we invite you to experience better banking with First Montana Bank.
| Account Features | Centennial Checking | Personal Checking | Prestige Checking | Prestige Plus Checking |
|---|---|---|---|---|
| Unlimited $0.10 back, automatically, every time you use your debit card for purchases2 | ||||
| Free Annual Credit Score | ||||
| Enrollment Requirement | None | None | None | Age 55+ |
| Opening Deposit | $100 | $100 | $100 | $100 |
| Minimum Balance Requirement To Avoid Monthly Maintenance Fee | None | None | None | None |
| Monthly Maintenance Fee | None | None | $6 | None |
| Earns Interest 1 | ||||
| Free Online Banking | ||||
| Free Online Bill Pay | ||||
| Free Mastercard® Debit Card | ||||
| Free Mobile Banking and Mobile Deposit3 | ||||
| eStatement | Yes, required |
Yes ($2 per month fee for paper statements) |
| Centennial Checking | Our most popular checking account. Receive $0.10 back per transaction when you use your debit card for purchases.2 No daily minimum balance requirement and no monthly fee. $100 minimum opening deposit. This account requires free eStatements. Free online banking, online bill pay, mobile banking, and mobile deposit are included. Free Mastercard® debit card. Complimentary annual access to your credit report and score, upon request. More on our Centennial Checking account. |
| Personal Checking | Basic checking account designed for customers who use online services. No monthly fee, no daily minimum balance required. Free telephone banking, online banking, online bill pay, mobile banking and mobile deposit. Free Mastercard® debit card. $100 minimum opening deposit. This account includes eStatements; there is a $2 per month fee for paper statements. There is a $2 per month fee for paper image statements. |
| Prestige Checking | Full-service checking account that earns interest and provides access to additional account benefits. No daily minimum balance required, $6 monthly maintenance fee. Unlimited check writing privileges with free, unlimited standard checks (customer pays shipping & handling fees). Free telephone banking, online banking, online bill pay, mobile banking and mobile deposit. Free Mastercard® debit card. eStatements are available or paper statements (included at no charge). $100 minimum opening deposit. |
| Prestige Plus Checking | Full-service checking account for customers 55 years old or older. Earn interest and access additional benefits without a monthly maintenance fee. Unlimited check writing privileges with two free boxes of standard checks per year (customer pays shipping & handling fees). Free telephone and online banking, mobile banking and mobile deposit, and online bill pay. Free Mastercard® debit card. $100 minimum opening deposit; no daily minimum balance requirement. |
| Mastercard® Debit Card | Save time writing checks and make purchases directly from your checking account with a First Montana Bank Mastercard® Debit Card. The card can double as your ATM card and protects against unauthorized charges. |
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